🏦 EMI Calculator
Calculate monthly EMI, total interest, and full amortization schedule for any loan. It runs entirely in your browser — no signup, no installation, and nothing you paste or drop leaves your device.
Loan Details
Results
Amortization Schedule
Showing first 12 months of your repayment schedule.
| # | Opening Balance | EMI | Principal Paid | Interest Paid | Closing Balance |
|---|
Free Loan EMI Calculator — How It Works
This EMI calculator helps you figure out exactly what your monthly loan payment will be before you commit. Enter the loan amount, interest rate, and repayment period — the calculator instantly shows your monthly EMI, total interest payable, and the full amortization schedule (first 12 months). It works for any type of loan: car loans, home loans, personal loans, or business loans. All calculations use the standard EMI formula: P × r × (1+r)^n / ((1+r)^n − 1), where P is the principal, r is the monthly interest rate, and n is the number of monthly installments. The results update in real time as you type, and you can copy the full repayment summary to your clipboard with one click.
Kreditrechner — So funktioniert's
What is EMI Calculator?
EMI Calculator is a free online calculator built for anyone planning a loan, investment, salary or purchase. Calculate monthly EMI, total interest, and full amortization schedule for any loan In practice you enter the loan amount, annual interest rate and tenure, run the calculation, and then read the monthly EMI, total interest and the full amortisation schedule.
The figures you enter are calculated locally; no number is transmitted or stored, so the tool is safe for real salaries, loans and client figures.
How to use EMI Calculator
- Enter the loan amount, annual interest rate and tenure.
- Run the calculation.
- Read the monthly EMI, total interest and the full amortisation schedule.
EMI Calculator FAQ
Is EMI Calculator free to use?
Yes. EMI Calculator is completely free and needs no account, no trial and no payment details. Every feature on the page is available without limits.
Is my data uploaded anywhere?
No. EMI Calculator runs entirely in your browser, so the text, file or number you enter never leaves your device.
Does EMI Calculator work on a phone or tablet?
Yes. It works in any modern browser on desktop, tablet and phone. There is no app to install and no account to create.
How do I use EMI Calculator?
Enter the loan amount, annual interest rate and tenure. Run the calculation. Read the monthly EMI, total interest and the full amortisation schedule.